BenefitCore connects every corner of employee benefits administration — from claims and payroll to beneficiary management, self insurance, pension-backed lending, and integrated accounting. One member record. One login. One source of truth.
A central integration layer that connects every subsystem — one member record, one login, one truth.
Every module reads and writes the same member profile. No duplication, no drift, no reconciliation.
One credential authenticates across all subsystems via token-based SSO. One login for every tool.
Per-user module access controlled centrally. Grant and revoke permissions from a single dashboard.
Death, retirement, resignation — one event notifies every relevant module instantly. No phone calls.
Any module can query member, fund, or enrollment data from the Hub in real time.
Every cross-system action logged with user, timestamp, and payload. Regulator-ready at any time.
Every financial event — exits, claims, premiums, loans, payments — posts automatically as double-entry ledger entries.
Claims & benefit calculation engine with built-in SARS tax tables, pot breakdown logic, and full workflow automation.
Submit → Assess → Approve → Pay, with documents and notes at every step.
Death, retirement, resignation, retrenchment, disability, withdrawal cash — each with tailored processing.
Withdrawable, transferable, and cash amounts per pot calculated from fund rules instantly.
Lump sum tables, PAYE brackets, rebates, and medical credits — built in and configurable.
Pre-populates fund balances, salary, bank account, and enrollment from the Hub.
Every exit and claim event posts double-entry accounting entries automatically — debit member, credit fund, no manual journals.
Digital nominations, automated Section 37C investigations, and beneficiary annuity creation triggered by Hub death events.
Self-service and agent-assisted with full audit trail — every change logged with user and timestamp.
Fund rules enforced automatically. Binding nominations processed instantly; guidance triggers Section 37C.
Dependant identification, dependency calculation, and Master submission documents — all in one place.
Hub death notification retrieves active nominations instantly. No manual lookup, no delays.
Approved payouts automatically create annuity records in Pensioner Payroll via Hub.
Annuity creation, payout approvals, and unclaimed benefit transfers all post to the general ledger in real time.
Automated payment runs, built-in SARS tax engine, life certificate management, and beneficiary annuity payments.
Bankserv ACB, ABSA, NedBank, Standard Bank, custom CSV — any format, one click.
Configurable brackets, rebates, thresholds, medical credits — updated centrally every year.
Annual increase batches with effective-date tracking, percentage or fixed-amount options.
PAYE, garnishee, medical aid, funeral levy, loan repayment — all with full JSON breakdown.
Automated reminders, online submission portal, auto-suspension for non-compliance.
Every payment run posts to accounting — gross pension, deductions, net pay, and employer contributions all double-entry.
Premium lifecycle management, claims assessment with configurable criteria, and fund reserve tracking.
Configurable column mapping, validation, error reporting — bad rows flagged before saving.
Per-member allocation and prorated billing for mid-period changes. No manual calculations.
Full bank-batch reconciliation or single-member urgent allocation for death claims and exits.
Submitted → docs received → under assessment → approved/rejected → paid. Consistent every time.
Configurable benefit structures per fund — reserves updated on every premium and claim event.
Premiums collected, claims paid, and reserve movements post to accounting automatically — fund-level P&L always current.
Pension-backed loans with real-time LTV checks, cession registration, and automated arrears management.
Fund value from the Hub — loan amount automatically capped at policy limit. No outdated data.
Document upload, status tracking, integration with the fund's cession register.
Standardised affordability scoring with documentation capture. Consistent outcomes every time.
Configurable thresholds, overdue tracking, and automatic escalation via Hub notifications.
Every rate adjustment recorded with reason and approval. Full change history preserved.
Disbursements, repayments, interest accruals, and settlement amounts post directly to the general ledger.
BenefitCore Hub sits at the centre, connecting every subsystem through a unified API, shared member record, and event broadcast system. Integrated Accounting spans across all modules, posting every financial event as double-entry ledger entries.
Every module reads and writes the same profile. No duplicates, no reconciliation, no guesswork.
Death, retirement, resignation cascade across all systems automatically. No emails, no spreadsheets, no delays.
No manual hand-offs, no data re-entry, no Excel formulas. Every calculation system-managed and audit-trailed.
SARS tax tables, Section 37C, NCA affordability rules — built in and enforced consistently.
Every action, calculation, and cross-system notification logged with user, timestamp, and payload.
Every financial transaction across every module posts to a unified double-entry ledger. No separate accounting system needed.